Walking Backward, Looking Forward ... 'ole days coming up, WorkHorse coming soon

Tomorrow the newest 'ole days on the Hawaiian Moon Calendar begin ... it's a four day and night 'ole cycle prior to the full moon. We use the 'ole cycles as times to fix, repair, restore, review and reconsider our decisions, thoughts, beliefs and relationships with All. Rather than start new projects, plant new crops or make new decisions these 'ole days are a weeding and fixing your nets-time. VardoForTwo continues to teach us what it takes to live simply. The wee space gives us a restoring oasis, and soon a new oak bench and door trim will be ready for milk-painting, then airing in the great Ledge mountain air before we move them inside. Everything takes a little or a lot more time to be complete. If at any point I thought 'immediate gratification' was a lesson to unlearn or learn differently, I'm learning the differently part often.

Summer is just starting out and yet with our lifestyle an eye toward the future, even while we walk backward is the sort of old dear-wisdom that we must employ to build resiliency ... and be prepared. It is very likely we Vardo folk will need a different encampment during the winter, so while we live one day at a time the future asks as to be keenly aware of needs. Living with Multiple Chemical Sensitivities brings you do to Earth with the basic needs rising to the top of the 'list of priorities.' To be mobile, VardoForTwo will need to have 'horsepower.' We rented a truck to get us to the Ledge and yet when we look for another rental truck in this area the choices are few and the distance to any available truck great. So, we have found a great old 'work horse' to make us mobile. Soon the next step in making us portable will be in our lives and on the Ledge. Come visit after the 'ole days and Gods willing we'll have pictures of our WORKHORSE.

Here's a fun find from Beijing I bumped into this morning while surfing. I felt the need to 'walk backward' and this is what I found. Take care and have some laughter and gentle times. We'll be back on Wednesday, check out our newest links to 'Sourcery' on the sidebar. Come back and visit. A hui hou!

Walking Backward - China’s ancient Mountain and Sea scripture records the exploits of an itinerant immortal who could walk backward faster than the eye could see. Walking backward has been popular ever since. The movement exercises muscles that are not used in ordinary walking, especially in the back, waist, thighs, knees and lower legs. Some people believe walking backwards is akin to a karmic reverse, allowing you to correct mistakes and sins of the past. A version of the walking backward exercise is the walking-backward-while-rolling-magnetic-balls-around-your-hands movement. The magnetic balls electro-magnetically massage acupuncture points in the palms and give aging wrists good exercise.

What is a Savings Circle PART I ? Expanding The Dream Come True

There's a new poll here on VARDOFORTWO, the first one of the year. The question we're asking is: 'WOULD YOU JOIN A SAVINGS CIRCLE?" As I begin writing this post, two of us ... that is me and one other person have voted. There is an interest, I'm glad to know that. What I'd like to do over the next few weeks, as part of my DREAM COMING TRUE projects and weekly posts, is to answer the question, "What is a Savings Circle?"

Pete and I have personal interests and curiosity about the practical application of Savings Circles, Lending Groups and Community Based Alternatives to the large banking and financial structures. We have owned a home together, lived briefly with a small mortgage, and when the challenges of living in a home that could not be safe from chemical intrusion led to selling that home we have been on the move in a parallel universe to the 'large banking and financial structures.'

As my friend Akemi Gaines would probably say, "in plain English" we have experienced living by our wits, managing the challenges of finding safe housing and resources to raise the level of our well-being without regular 'employment' or monetary in-flow. The sale of the homestead on O`ahu has financed our journey to building VARDOFORTWO. 99% of the expenses for traveling, eating, paying rent, well-ness expenses and materials to build VARDOFORTWO comes from the sale of that homestead. We are a cash and carry couple, with minimal debt, no mortgage and a soon to be tiny home that will be simple to maintain and become part of the solution for re-building the definitions for COMMUNITY.

The attraction of SAVINGS CIRCLES started when I first learned about KIVA. A friend gifted me with a small amount of money that I could invest in supporting a village entrepreneur in a developing nation ... a nation outside the North American Continent. I explored KIVA and was fascinated by the intent and application of one-to-one micro finance. Soon after that initial experience with KIVA, the effects of Multiple Chemical Sensitivities spun us like wooden tops off a length of string ... there was no homebase. We became one of the tribe of the streets ... the tale of Sam and Sally is a storyteller's version of our truth. Like thousands of others who live with and cope with the challenges of loss (in any and all forms) we have struggled, survived and then there is something else. There is hope and that hope grows. Why? Because when I realized that this life is about transformation answers come from every where.

The success and model of small, personal groups and circles of people throughout the world -- mainly women to begin with, led me to reaching out to grassroots models closer to me. As we have gained physical, emotional and spiritual strength over the months, here in Seattle, I sense the need to attract a resource and financial process that would be in sync with our growing awareness of 'enoughness.' Like the village of Bangladesh where The Grameen (Village) Bank
created micro-credit programs giving women access to credit, I recognize how important it is to see that we ... more and more of us ... need to create a system of resource-growth and loaning that is REAL...responsible to all, equally available to the group, anthropomorphic (answerable to all that is) and loving to its member. Sound too simple; or maybe too idealistic? Can you get your head around the idea? What ever you think or feel about it ... I hope something tingles in you as you read this. Let us know in the comments.

Like I said in the beginning of this post, this is a start to answering "What is a Savings Circle?" It will take time to educate and that time is an important investment. I have gathered information to educate myself and Pete. Those resources are included with this post. Check them out yourself, if you're interested in learning more, the examples of savings circles and loaning societies exist. I am not sure exactly what will come of my exploration, however I know it is a path worth pursuing. VARDOFORTWO is an alternative reality for most, and yet it is a reality for a few. That is a good omen. We have set a soft target of Spring Equinox as the time when VARDFORTWO hitches to the perfect truck and moves us to our first encampment. That's just a little over a month from today.

A few willing and hard-working souls with a clear vision for starting small and building strong is a good foundation for community. Those of us who have or are living with the challenging yet incredibly empowering daily experiences of transformation could use a circle of support ... why not have one of those circles be a SAVINGS CIRCLE? Here are the resources I am using to envision a savings circle. The following excerpt comes from the preface of the the book Village Savings & Loan Associations A Practical Guide by Hugh Allen and Mark Staehle. We are the village it seems to me, and that is a good thing to know.

"...Village Savings and Loan Associations (VSLAs), based in the community, are complemantary to MFIs(microfinance instituions), tending to serve the very poor whose income is less reliable and who may not be full time business people. Their principal need is for services that help to (i) manage their household cash flow and (ii) that provide useful lump sums for life-cycle events--which may or may not include income generation. These people tend to be economically vulnerable and to live in rural areas that are served only intermittently by local markets, at the periphery of the national economy..."

SAVINGS CIRCLE RESOURCES:

Circle of Habondia Lending Society "Investing in Women & Community" is based in the Kootenay Region of British Columbia, Canada
http://www.habondia.kics.bc.ca/

Village Savings & Loan Associations A Practical Guide a book available through Amazon.com and www.practicalactionpublishing.org

Asian American Women Giving Circle is a New York City based group with a mission of pooling and giving resources to Asian women who are serving the community, and would other wise be unsupported in their efforts.
http://www.asianwomengivingcircle.org/news.htm

KIVA
www.kiva.org

GRAMEEN Bank in Bangledesh
http://www.grameen-info.org/